April 2021 Product Update

Hi Reader,

Happy First day of April and the beginning of spring! Here's what's new over here at Argyle -

Coverage Expansion

As always, Argyle is continuing to expand our coverage. You can now access employment records stored at Albertsons, Cardinal Health, Cisco, Delta Air Lines, Foot Locker, Jabil, Ryder, Tyson Foods, Whirlpool, and 108 other companies.

Additionally, it is now possible to access employment records of companies that utilize Employee Express, BambooHR, Oracle Cloud HCM, and Paychex.

The full list of coverage can be found here.

Console 2.0

We launched an updated version of the Argyle Console. In addition to a refreshed design, you'll notice several enhancements that make it easier to understand your users' employment data and manage your Argyle implementation:

• The 'Data Viewer' tab, now called Users, surfaces more information about your users and allows you to sort and filter (for example, by employer or date connected)

• A new 'Income Summary' section within user profiles displays a holistic view of a user's income

• The API Keys tab now lets you create multiple keys for your Argyle environment

• A simplified one-page layout for user profiles allows you to view all employment data at once, rather than across separate tabs for Payouts, Documents, etc.

API: User Endpoint Upgrades

It is now possible to create a new user directly via the Argyle API (instead of initializing Argyle Link) with a POST request. You can also add and update additional data to a user object by utilizing the external_metadata field.

API: New Fields

We added new connection.error_message and pay_distribution.error_message fields to the Accounts resource. These fields provide additional information in case there's an error when a user connects their account or updates their pay distribution.

We added a few other minor fields to the API, as well. Please refer to our Changelog for a full list.

Thoughts and Reflections

• Learn how Moves uses Argyle to verify income, gain insights into the work history of gig workers, improve conversion, and make better credit decisions.

• In today’s economic climate, businesses that engage in consumer underwriting are finding that access to real-time employment verification is more important than ever. Fortunately, Argyle enables a solution.

• Industry leaders Argyle and Finch represent two ends of the employment data spectrum. Read more about our views on the industry.

• Here are some learnings from our customers we partner with closely, to get you set up for success with the right expectations on how employment records can work for you.

Stripe's climate program

We're committed to helping counteract climate change. As of this month, Argyle is participating in Stripe's climate program for carbon removal.

Community Participation

Join Argyle’s Co-founder and COO Billy Marsden on April 27 at LendIt Fintech USA for the panel: The Shift from Historic to Real-Time Predictive Data in Lending.During this session Billy will address how:

• Real-time employment data in underwriting can build resilience into consumer loan books

• Incorporating employment records can give lenders a more holistic view of their borrowers, minimizing risk where needed and expanding access beyond traditional credit buckets where possible

• Argyle’s expansive coverage can offer support to lenders through this ever-changing landscape

If you'd like to attend, enjoy a 15% discount courtesy of Argyle, as an Associate Sponsor at LendIt Fintech USA 2021. Register now using code ARGYLE15%.

If you have any questions or feedback, please let us know at [email protected] Or if you'd like to be featured in a customer story like the ones above, please let us know that, as well!

-Your Argyle team