Transform your mortgage operations with Argyle + Day 1 Certainty®
Reduce costs, accelerate loan cycles, and get relief from representations and warranties on validated data through Fannie Mae when you use Argyle with the Desktop Underwriter® (DU®) validation service.
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Benefits
Stay competitive with Argyle and DU validation
80% cost savings
Compared to legacy vendors and manual processes.
Shorter loan cycles
Close up to 12.5 days sooner with Argyle.
Better-converting verifications
Thanks to the highest conversion rate on the market (55%+).
Relief from reps and warranties
On certain loan components validated through DU.
How it works
Using Argyle with DU® is easy, secure, and seamless for lenders and borrowers alike
①
Order a verification
You order a verification report from Argyle through your POS, LOS, Console or API integration.
➁
Borrower connects an account
Argyle prompts the borrower to connect their account(s) with just a few clicks.
➂
Argyle delivers GSE-compliant report
Argyle sends a GSE-compliant report that includes a DU reference number and all of the components required to receive Day 1 Certainty.
➃
DU® Validation
You provide DU with the reference number, and DU pulls in and validates the data from the Argyle report.
➄
The final step
You deliver the loan file to Fannie Mae with the confidence of knowing you’re eligible for relief from representations and warranties on the validated loan components.
Why Argyle
Accuracy through permissioned data
Straight from the source
Direct-source income, employment, and asset verifications are consumer-permissioned and come from the system of record.
Accurate, real-time data
Argyle verifications don’t rely on data that comes from a database and there’s no time lag, so lenders can be confident in the accuracy and quality of the data they receive.
No expensive middleman
Other verification vendors buy data and pass those costs on to lenders. Direct-source solutions keep prices low by leveraging the principles of open finance.
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Ready to see what Argyle can do for you?
Get in touch to learn more about our verification platform.
