EXPLORE THE INTEGRATION

AIM and Argyle improve the
mortgage loan process for
lenders and borrowers

Improved loan quality

Loans originated using AIM are 2x less likely to have defects or become delinquent.

Time and cost savings

Argyle saves you 60–80% on verification costs and 5–7 days on loan cycle times.

More VOIE automation

Argyle converts the most borrowers (55%+), so you can automate higher volumes of VOIE.

Better borrower experience

Borrowers enjoy a lower documentation burden and a more frictionless loan process.

how it works

Using Argyle with LPA’s AIM is fast, easy, and secure.

Order a VOI/VOE report

You order a VOIE report from Argyle through your loan origination system (LOS) or Argyle Console.

Connect an account

Argyle prompts the borrower to connect their payroll account(s) with just a few clicks.

Get a VOI/VOE report

Argyle instantly sends you a VOIE report that includes all the components required to underwrite a loan with AIM, including a reference number.

DU® Validation

You provide LPA with the reference number, and LPA offers an immediate assessment of eligibility for representation and warranty relief.

The final step

You deliver the loan file to LPA with greater confidence you won’t experience a buyback request.

difference

The Argyle difference

Choosing Argyle as your VOIE provider with AIM has distinct advantages:

  1. As a consumer-permissioned provider, we retrieve data in accordance with open banking standards, directly from the source of truth: borrowers’ payroll accounts. 
  2. The data set we retrieve is of the highest quality. With real-time accuracy and a 95% data completeness rate, Argyle provides you with the data you need to make quick, informed, and accurate decisions.
  3. Argyle offers the highest conversion rate on the market, so you can digitize the mortgage process for more borrowers.

Transform your lending operations

Reach out to our team to get started. We can get you verifying with Argyle and AIM as soon as tomorrow. Or register for a free Argyle account to begin exploring our Income & Employment Verification solution for yourself.

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