Automate VOI & VOE for more efficient lending decisions

Replace manual verification processes, and reduce your reliance on expensive, error-prone databases, with direct-source income and employment data.

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Lower verification costs. Save big compared to credit bureaus or manual verifications.


Re-verifications. Pull the borrower information you need, as many times as you need.

50% +

Conversion rate. More borrowers successfully verify income and employment with Argyle.

Single authentication—multiple verifications

Verify income and employment throughout the loan cycle with a single borrower touchpoint.
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  • At pre-qualification

    Issue pre-approval letters quickly and confidently using real-time, direct-source data.

  • At application submission

    Auto-retrieve paystubs and tax forms, and generate fresh VOI and VOE reports on demand.

  • Prior to closing (reverification)

    Instantly reverify borrowers and pull their most recent paystubs, so you can close quickly.

Packaged the way you need it, in a format you’re familiar with

Argyle provides all of the documents and data you need to evaluate and verify income and employment, including base pay, bonuses, commissions, and overtime.

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Get to market quickly

Operationalizing Argyle across your business is fast and easy. Between our dedicated team of implementation experts and our mortgage-ready out-of-the-box solution, we can get you up, trained, and running with Argyle in less than a day.

Learn about partners
“Before Argyle, we had two options: verify members’ income and employment through an expensive legacy vendor or require members to manually provide various income-related documents. With Argyle, we get the best of both worlds—fast, friendly verifications, without the excessive price tag.”

Kathleen Flanagan

Senior Manager, Home Equity Operations at Bethpage Federal Credit Union

Argyle’s value

will be felt across your



Value our cost-savings. Direct-source data is less expensive.


Value our speed. Files flow through the pipeline faster.


Value our reverifications. Real-time reports offer the best protection from buybacks.


Value our precision. Calculated, compliant data makes for clearer credit decisions.

Loan officers

Value our efficiencies. Fewer touchpoints mean fewer steps to close.

Ready to get started?