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Direct deposit switching made easy

Become your users' primary bank by easily allowing updates to direct deposits.

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Grow your assets by instantly and effortlessly allowing users to update direct deposit
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Reach a wider network with industry leading coverage of payroll providers and employers

Trusted by

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How it works

Users find their employer or current direct deposit provider in Argyle Link, log in using their payroll credentials, and confirm their direct deposit switch. All without ever leaving your app.

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Learn more about configuring

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Seamless
Users switch their direct deposit info in a streamlined flow, optimized for conversion. Your users don’t ever have to worry about contacting their employer.
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Instant
A user's payroll system is updated as soon as they tap “confirm”. Doesn’t matter if it’s a new or existing account or how their payroll platform is.
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Transparent
Optional
Get notified upon initial switch and if users' direct deposit information changes again at a later time.

Legacy

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High friction
Users manually track down and input bank account details.
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Slow
You wait for days or weeks for changes to take effect.
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Opaque
You have no visibility into users’ direct deposit settings.
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    Account connected

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    Switch confirmed

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Stay in the know. Make better decisions with real-time updates.

Get notified when users connect their account, confirm their new direct deposit information, and more using webhooks available via Argyle's API.

Switch and stay in the loop
Optional

Augment deposit switching with Argyle’s industry leading employment data.

/marketing-website/v5/solutions_pages/scan
Monitoring

Argyle’s 140+ fields of rich employment data, updated in real time, allow you to be notified of new jobs, pay raises, or terminations as soon as they happen.

/marketing-website/v5/solutions_pages/notifications
Notifications

Proactively encourage deposit switching for newly employed users, or know well in advance when the amount deposited in a user’s account is about to change.

/marketing-website/v5/solutions_pages/verification
Better value

Pay less when you combine Deposit Switching with Verification of Income and Employment.

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Industry-leading coverage

175M+

US employees

80%

of the US workforce

1.75M

Employers

75%

of the Fortune 500

400+

Payroll and gig platforms

Frequently asked questions
What is direct deposit switch?
How long does it take to switch direct deposits from one bank account to another?
How does direct deposit switching benefit my business?
How should I choose which users to route through Argyle?
How can paychecks be distributed?
Who can use direct deposit switching?
What’s the difference between a pay distribution and pay allocation?
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Enterprise-grade security and compliance

We operate with the highest security and utmost transparency. We are Soc 2 Type 2 certified and more.

Learn more about using Argyle for deposit switching

Integration guide
How to integrate Argyle’s direct deposit switch API into your application
/marketing-website/v5/solutions_pages/docs
Case study
Facilitating Connections for a Community-Minded Bank
/marketing-website/v5/solutions_pages/betterbank
Case study
Empowering Gig Economy Workers to Reach Their Financial Goals
/marketing-website/v5/solutions_pages/moves
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Let your users switch direct deposits with one single click.

Questions?