Single-platform access to GSE-approved VOI, VOE and VOA gives service providers comprehensive insights and centralized support
NEW YORK CITY, June 18, 2025 – Argyle, a service provider automating income and employment verifications for some of the largest lenders and tenant screening platforms in the United States, today announced the availability of verification of assets powered by direct‑source banking data from Finicity, a Mastercard (NYSE: MA) company. The expanded offering enables lenders to confirm borrowers’ balances, cash-to-close and cash-flow history alongside income and employment—all through Argyle.
By pairing banking connections with Argyle’s payroll connections, service providers can consolidate their verification of assets, income and employment (VOA, VOAI, VOI and VOE) under a single provider, reducing manual document collection and accelerating the time of verifications. The new VOA solution offers Argyle’s customers with unique advantages:
- Frictionless delivery: Asset, income and employment verifications can be embedded directly in the loan application process at the point of sale (POS), helping lenders qualify more borrowers faster with direct-source data while reducing manual overhead. Reports are generated in seconds and arrive in a GSE‑accepted format.
- Rent payment history: Service providers can access up to 24 months of transaction history, enabling rent payment history to be incorporated into underwriting or applicant decisions for more favorable credit assessments. This expanded view of consumer financial behavior supports credit access for first-time homebuyers and borrowers without traditional credit histories.
- Centralized support: Argyle’s world-class support team ensures service providers benefit from a streamlined service across all verification types, including payroll, banking, and document-based workflows.
“Extending Argyle’s platform to include direct-source banking data means customers can satisfy every major verification requirement—income, employment and assets—through one streamlined relationship,” said John Hardesty, vice president of mortgage at Argyle. “Lenders gain comprehensive insights into their consumers, maximize their verification waterfall conversion and receive world-class service from a centralized team—getting the support they need from a single, trusted partner.”
VOA is available immediately to new and existing Argyle customers across mortgage, tenant screening, and personal lending. To learn more or request a demo, visit argyle.com to contact sales.
About Argyle:
Argyle is the leading provider of direct-source, consumer-permissioned verifications, making it fast and easy to gain secure and reliable access to the most complete real-time datasets stored in consumers’ payroll and financial accounts. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs, and build better borrower experiences. As an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers’ ability to pay and improve loan quality—all at 80% less cost. Argyle’s commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management.
