Your questions answered
What is the Consumer Connect integration?
The Consumer Connect–Argyle integration lets lenders run income, employment, and asset verifications directly within ICE’s Consumer Connect POS solution. Borrowers can connect accounts in-app, and within minutes Argyle provides VOIE/VOA reports, pay stubs, and W-2s—data that flows into Consumer Connect and Encompass. This streamlines underwriting, reduces manual work, shortens loan cycles by days, and cuts verification costs by up to 80%. It also improves borrower experience with customizable, embedded workflows and higher application completion rates.
What’s the impact of moving VOIE directly into nCino’s borrower flow?
Embedding VOIE directly into Consumer Connect eliminates extra steps like email or SMS invites and manual document collection. Borrowers complete verification inside the loan application flow, which reduces drop-off and increases completion rates. For lenders, this means faster turn times—cutting days off processing—higher pull-through, and more consistent delivery of data into Encompass and underwriting systems. In addition, many lenders have seen significant costs savings by moving the verification step to the POS.
Does Argyle’s integration with Consumer Connect also work with Encompass?
Yes, Argyle has developed integrations with both Consumer Connect and Encompass® by ICE Mortgage Technology®. These integrations facilitate a seamless flow of verified income and employment data from Consumer Connect to Encompass, enhancing loan processing efficiency.
