Argyle | Mortgage POS Integration with nCino

Solutions
POS Integration - nCino

EXPLORE THE INTEGRATION

Transform how you verify applicants with our nCino integration

Embedded VOIE workflow

Borrowers can now connect payroll accounts directly within nCino’s Form 1003 application process, eliminating extra steps and creating a truly friction-free experience.

Dynamic borrower task lists

nCino’s dynamic tasks ensure that borrowers only see verification requests when needed, improving both clarity and engagement.

Customizable workflows

Lenders can tailor VOIE workflows and customize payroll connection lists for each of their operating groups, creating personalized experiences that enhance borrower satisfaction.

LOS interoperability

nCino automatically passes verified income data, paystubs, and W-2s to Encompass.

HOW IT WORKS

Inside the Applicant Experience

When you use Argyle with nCino, it’s easy to verify applicants at the top of the waterfall with direct-source data.

Your questions answered

What is the nCino integration?
The nCino–Argyle integration lets lenders run income, employment, and asset verifications directly within nCino’s mortgage platform. Borrowers can connect accounts in-app, and within minutes Argyle provides VOIE/VOA reports, pay stubs, and W-2s—data that flows into nCino and LOS systems like Encompass. This streamlines underwriting, reduces manual work, shortens loan cycles by days, and cuts verification costs by up to 80%. It also improves borrower experience with customizable, embedded workflows and higher application completion rates.
What’s the impact of moving VOIE directly into nCino’s borrower flow?
Embedding VOIE directly into nCino eliminates extra steps like email or SMS invites and manual document collection. Borrowers complete verification inside the loan application flow, which reduces drop-off and increases completion rates. For lenders, this means faster turn times—cutting days off processing—higher pull-through, and more consistent delivery of data into LOS and underwriting systems. In addition, many lenders have seen significant costs savings by moving the verification step to the POS.
Does Argyle’s integration with nCino also work with Encompass?
Yes, Argyle has developed integrations with both nCino’s Mortgage Suite and Encompass® by ICE Mortgage Technology®. These integrations facilitate a seamless flow of verified income and employment data from nCino to Encompass, enhancing loan processing efficiency.
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