Transform your mortgage
operations with Argyle +
Day 1 Certainty®

Reduce costs, accelerate loan cycles, and get relief from representations and warranties on validated data through Fannie Mae when you use Argyle with the Desktop Underwriter® (DU®) validation service.

Using Argyle with the DU validation service, a component of Fannie Mae’s Day 1 Certainty program, helps lenders stay competitive

60–80% cost

Shorter loan

Relief from reps and

Day 1 Certainty meets direct-source verifications

A first for lenders
The best of both worlds
Learn more about Day 1 Certainty

What are direct-source verifications?

Straight from the source
Accurate, quality data
No expensive middleman

Learn how Argyle is transforming the mortgage lending experience through direct-source verifications

"Before Argyle, we had two options: verify members’ income and employment through an expensive legacy vendor or require members to manually provide various income-related documents. With Argyle, we get the best of both worlds—fast, friendly verifications, without the excessive price tag."

Kathleen Flanagan

Senior Manager, Home Equity Operations at Bethpage Federal Credit Union

Using Argyle with DU is easy, secure, and seamless for lenders and borrowers alike

You order a VOl/VOE report from Argyle through your loan origination system (LOS).

Argyle prompts the borrower to connect their payroll account(s) with just a few clicks.

Argyle instantly sends your LOS a GSE-compliant VOI/VOE report that includes a DU reference number and all of the components required to receive Day 1 Certainty.

You provide DU with the reference number, and DU pulls in and validates the data from the Argyle report.

You deliver the loan file to Fannie Mae with the confidence of knowing you will get relief from representations and warranties on the validated loan components.

The bottom line

Start transforming your lending operations