Using Argyle with the DU validation service, a component of Fannie Mae’s Day 1 Certainty program, helps lenders stay competitive
Day 1 Certainty meets direct-source verifications
What are direct-source verifications?
Learn how Argyle is transforming the mortgage lending experience through direct-source verifications
"Before Argyle, we had two options: verify members’ income and employment through an expensive legacy vendor or require members to manually provide various income-related documents. With Argyle, we get the best of both worlds—fast, friendly verifications, without the excessive price tag."
Senior Manager, Home Equity Operations at Bethpage Federal Credit Union
Using Argyle with DU is easy, secure, and seamless for lenders and borrowers alike
You order a VOl/VOE report from Argyle through your loan origination system (LOS).
Argyle prompts the borrower to connect their payroll account(s) with just a few clicks.
Argyle instantly sends your LOS a GSE-compliant VOI/VOE report that includes a DU reference number and all of the components required to receive Day 1 Certainty.
You provide DU with the reference number, and DU pulls in and validates the data from the Argyle report.
You deliver the loan file to Fannie Mae with the confidence of knowing you will get relief from representations and warranties on the validated loan components.