Paycheck-Linked Lending

Instantly reduce late payments and default risk by inviting borrowers to repay their loan via part of their paycheck

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How It Works

➀

Your borrower connects their payroll data so you can determine their loan eligibility.

Your Website or App

Argyle Link

➁

Once approved, the borrower can seamlessly enable paycheck withholdings.

Your Website or App

Argyle Link

Learn more about configuring

Link

Automated

Allocate a specific amount each month to pay off a borrower's loan.

Instant

A user's payroll system is updated as soon as they tap “confirm”.

Transparent

Optional

Get notified upon initial switch and if users' direct deposit information changes at a later time.

Legacy

Manual

Require users to manually input payment details and navigate various ACH forms

Slow

Wait for days or weeks for changes to take effect.

Opaque

No visibility into users’ direct deposit settings changes.

Try it out for free

Flexible Integration

Embed Argyle directly into your app, or invite users to switch their deposit details via custom text and email-based invites.

Within your app

Let your users update their direct deposit information without ever leaving your application.

No-code user invitation

Send out customized invitations via SMS or email directly through Argyle Console.

Account connected

Starbox

Switch confirmed

Distribution25%

Stay in the know. Make better decisions with real-time updates.

Get notified when users connect their account, confirm their new direct deposit information, and more using webhooks available via Argyle's API.

Learn more

Link and stay in the loop
Optional

Augment paycheck-linked lending with Argyle’s industry leading employment data.

Monitoring

Argyle’s 140+ fields of rich employment data, updated in real time, allow you to be notified of new jobs, pay raises, or terminations as soon as they happen.

Notifications

Proactively encourage deposit switching for newly employed users, or know well in advance when the amount deposited in a user’s account is about to change.