Improve credit performance

Argyle makes it easy for your borrowers to repay their loan directly from their pay check, reducing risk and improving credit performance

Contact sales

Invite borrowers to automatically allocate part of their paycheck to pay down their loan

The old way

Higher risk. Late payments, missed payments, and insufficient funds are par for the course.
High friction. Paper checks, and phone payments are manual, analog, and labor-intensive.
Expensive. Processing ACH, manually reconciling paper checks, and dealing with returns adds up quickly.

With Argyle

Lower risk. Lenders experience 2/3 fewer defaults versus traditional ACH debits.
Seamless. Borrowers quickly set up paycheck-linked repayments without leaving your application.
Lower cost. Eliminate chargebacks and returned payment fees by securing repayment directly from the source.

Use income data to determine eligibility

Argyle’s data package includes dozens and dozens of data fields organized in an intuitive way, so you can make more informed, confident lending decisions.

Direct funds to your bank

Prompt borrowers to instantly switch their direct deposit to an account at your bank or a card.

Get notified about pay distribution status

Receive alerts if a borrower changes their payroll distribution or loses their job, so you can proactively mitigate risk.

Tap into industry-leading coverage

Argyle connects to over 85% of the US workforce and covers entire demographics that credit bureau reports can’t reach (e.g., gig workers, federal employees).

Uber

Walmart

CVS

Amazon

Fedex

Workday

Kroger

Instacart

Grubhub

UPS

Gusto

Whole Foods

Albertsons

Paylocity

Allied Universal

Cognizant